Capital Direct is a private mortgage finance company. Our strength is our system, which enables Capital Direct the ability to fund mortgages in a quick and timely manner. Capital Direct is lending in excess of $18,000,000 every month to homeowners who are realizing the equity in their properties.
Mortgage Amounts: $10,000 to $1,500,000
Loan to Value Ratios: Capital Direct lends up to 79% LTV Ratio with lender fees included
At Capital Direct Lending Corp we understand the importance of time. Rate quotes will be provided in under a 1 business day turnaround period. Once there is agreement between parties (Capital Direct, Broker and Client), Capital Direct Lending Corp can handle the rest, ordering appraisals, having the client in to sign and arranging lawyer appointments for closing. It’s that easy - we’ll even drop off your cheque personally. This will allow the Broker more time to concentrate on the next deal.
Capital Direct offers primarily 1st and 2nd mortgages. Self employed individuals are a big sector of our market - we’ll even do 3rd mortgages for your clients behind institutional mortgages. Capital Direct will also lend to both Corporate and International clients. Capital Direct preferred properties are the following: Single family dwelling, Condos (townhouse, low or high rise), recreational properties, multi-unit residential (student housing, rooming housing, duplex, triplex, ten units or more), farms, vacant land and more. Note Capital direct has no restrictions on the amount of acreages or LTV on vendor take back mortgages on rental properties.